Real Estate News - Julian Appraisals & Consulting

Four news feeds are on this page. RisMedia is to the right, Mortgage Daily News is below, followed by the Christian Science Monitor, and finally news from Forbes.com.

I hope you enjoy these perspectives.

RisMedia News Feed:

Today’s News at a Glance

Information Is Power…Again

Bulk Sales of GSE Foreclosures Begin

Average Mortgage Rates Ease Setting New Record Lows

Divorce Can Ensnare Home Sales

More news...

Articles property of their publisher and protected by copyright

Today's Rates:

Mtg Loan

Rate

APR

30-yr Fixed	3.87%	4%
15-yr Fixed	3.14%	3.31%
1-yr Adj	2.76%	3.42%

* national averages

Mortgage Calculator:

Sales Price:		$
Down:		%
Interest Rate:		%
Term:		yrs

Monthly payment:		$

Mortgage News Daily Feed & Christian Science Monitor:

MBS RECAP: 2/3/2012

2/3/2012 3:21 PM

Posted To: MBS Commentary

MBS Live : MBS RECAP Open MBS Live Dashboard FNMA 3.5 103-24 : -0-10 FNMA 4.0 105-17 : -0-09 FNMA 4.5 106-26 : -0-04 FNMA 5.0 108-01 : -0-02 GNMA 3.5 105-02 : -0-11 GNMA 4.0 107-24 : -0-07 GNMA 4.5 109-03 : -0-05 GNMA 5.0 110-27 : -0-03 FHLMC 3.5 103-16 : -0-09 FHLMC 4.0 105-06 : -...Read More

MERS, Banks Sued by New York State; MERSCORP Responds

2/3/2012 2:44 PM

Posted To: MND NewsWire

Three major banks and Virginia-based MERSCORP, Inc. and its subsidiary Mortgage Electronic Registrations Systems ( MERS ) were sued Friday by the state of New York. The suit, filed by the state's Attorney General Eric T. Schneiderman , charges that the creation and use of a privately national elect...Read More

Mortgage Rates Higher Following Employment Report

2/3/2012 2:01 PM

Posted To: Mortgage Rate Watch

The monthly Employment Situation Report was released at 8:30am this morning, with much better-than-expected results. Stocks rallied sharply and most every interest rate in fixed-income markets moved higher. The economic optimism created by this sort of data tends to increase demand...Read More

Geithner Outlines Accomplishments, Future of Financial Reform

2/3/2012 1:45 PM

Posted To: MND NewsWire

Treasury Secretary Timothy Geithner told the Financial Stability Oversight Council that the financial system is getting stronger and safer and that much of the excess risk-taking and careless financial practices that caused so much damage has been forced out. However, he said, "These gains will ero...Read More

HOPE NOW Conference Focused on Military Families, Mediation

2/3/2012 1:40 PM

Posted To: MND NewsWire

HOPE NOW, the voluntary private sector alliance of mortgage industry stakeholders, recently concluded a two day conference in Washington which focused on assistance to military homeowners and foreclosure mediation. One group of servicers, investors, and housing counselors met with regulators, inves...Read More

MBS Down, But Not Out Following Strong Jobs Report

2/3/2012 1:09 PM

Posted To: MBS Commentary

There is plenty of play-by-play on the post-NFP sell-off in the MBS Recap . If you haven't seen those updates already, that's a good place to start, and in terms of where MBS are and what they're doing, there's not much more to say. So we'll focus instead on the longer term implica...Read More

MBS MID-DAY: Mostly Sideways After NFP-Inspired Losses

2/3/2012 10:21 AM

Posted To: MBS Commentary

MBS Live : MBS MID-DAY Open MBS Live Dashboard FNMA 3.5 103-23 : -0-11 FNMA 4.0 105-20 : -0-06 FNMA 4.5 106-26 : -0-04 FNMA 5.0 108-01 : -0-01 GNMA 3.5 105-03 : -0-10 GNMA 4.0 107-25 : -0-06 GNMA 4.5 109-05 : -0-03 GNMA 5.0 110-29 : -0-01 FHLMC 3.5 103-16 : -0-09 FHLMC 4.0 105-09 :...Read More

PHH Restructuring; MBA Classes; Servicing Comp Change Bearing Away; Harsher Fraud Penalties Coming?

2/3/2012 9:34 AM

Posted To: Pipeline Press

The e-mail wires here in Miami have been burning up with...e-mails. PHH clients received a note from Norm Fitzgerald , explaining the recent restructuring. "I am writing to let you know we recently decided to reallocate resources from our Correspondent Lending channe...Read More

Calculating Current Coupon in a Record Low Rate Environment

2/3/2012 8:18 AM

Posted To: Secondary Markets

The recent drop in rates has created some interesting situations in the market, especially for lenders. First of all, I'm not aware of any consensus on how to calculate...Read More

Day Ahead: All Eyes On Employment Situation Report

2/3/2012 7:00 AM

Posted To: MBS Commentary

First Friday of the month and time, once again, for The Employment Situation Report, or more specifically, the Non-Farm Payrolls headline. Both Manufacturing and Private payrolls are expected to have fallen somewhat from last month's report with the 200k headline falling to 150k. W...Read More

Mortgage News Daily Feed & Christian Science Monitor:

Solar energy subsidies: sticky wicket for Tea Party recipient?

2/5/2012 12:47 AM

Solar energy tax credits benefited firms owned by Tea Party Republican running for the US Senate. But Mark Neumann, who decries Obama stimulus plan, got the solar energy credits under President Bush.

2/5/2012 12:47 AM

Retirement savings plan – the 401(k) – would give clearer guidance on fees and offer retirees more options, according to new proposed rules. One proposal would allow part of a retirement savings plan to convert to an annuity.

2/5/2012 12:47 AM

Mitt Romney cruised to a comfortable win over his GOP rivals in the Nevada caucuses Saturday. Following strong recent debate performances and his big win in Florida, that gives him momentum going into the next presidential nominating contests.

2/5/2012 12:47 AM

GOP presidential hopefuls are attacking President Obama's order on contraception and Catholic institutions. But Mitt Romney also faces questions about his past support for abortion rights.

2/5/2012 12:47 AM

If the Bush tax cuts expire on schedule, the drag to the still-too-weak economy from the reduction in after-tax income would mean less buying power for a lot of families and that would send the unemployment rate back up past 9 percent.

2/5/2012 12:47 AM

Park Police officers in riot gear and on horseback converged before dawn on one of the nation's last remaining Occupy sites, with police clearing the grounds of tents that they said were banned.

2/5/2012 12:47 AM

The past 24 hours have been one of the bloodiest of Syria's war, with government forces indiscriminately shelling the restive town of Homs over night. Russia and China were unmoved.

2/5/2012 12:47 AM

Defying sub-zero temperatures, tens of thousands of Russians protested in Moscow Saturday to demand fair elections next month. Many singled out Prime Minister Putin as a threat to reforms.

Banks are not your friends

2/5/2012 12:47 AM

Financial institutions do not give you money because they want your dreams to come true. They give you money for their own gain. Here are the best ways to reduce your reliance on these businesses.

2/5/2012 12:47 AM

Russia and China on Saturday vetoed a UN Security Council resolution calling for Syrian President Bashar Assad. The other 13 members of the council, including the US, Britain, and France, voted in favor of the resolution aimed at stopping the ongoing violence in Syria.

Latest Headlines from Forbes.com:

Over 6,300 People Have Applied To Be Astronauts

2/4/2012 10:15 PM

NASA has a daunting task ahead of itself as it works to winn...Read More

Cartier Is Looking For Women Entrepreneurs In Search Of Funding

2/4/2012 9:00 PM

Aspire to be Christy Walton, Cher Wang, Sheryl Sandberg or Margie Yang? Even if your current goals are more modest than to manage thousands of people or make the Forbes Billionaires List, you can apply for business funding through the Cartier Women's Initiative Award. The award is an entrepreneurship competition for women-led, for-profit businesses...Read More

Video: Marotta on Money

2/4/2012 7:48 PM

explains that the purpose of Marotta On Money is a weekly financial column and daily financial blog about the comprehensive wealth management small changes that have a large effect over time. Subscribe to receive more Marotta more often...Read More

Smartphone Shipments Top PCs For The First Time Ever

2/4/2012 7:39 PM

2011 marked the beginning of a major shift toward mobile computing. Smartphone shipments topped PCs for the first time ever last year, by 73 million units, according to figures??published by research firm Canalys on Friday. Last year a total of 487.7 million smartphones were shipped. Only 414.6 million PCs, which include tablet PCs, shipped. That?s...Read More

Find Your Sweet Spot-and Stay There

2/4/2012 6:31 PM

A young woman I know is a star. In her early thirties, she had an M.B.A. and was already running a small division of a successful fashion company. She had that rare combination of design sense and business savvy that makes a virtuoso fashion executive. The owner of her company noticed. And when the company?s .....Read More

Star Wars Samurai Art

2/4/2012 4:39 PM

If Star Wars had been set in feudal Japan, this is what a Storm Trooper would look like: That?s from digital artist Clinton Felker. See more amazing images at BuzzFeed. Now I kind of wish they?d extend the Star Wars universe into a more Far Eastern setting? See also: Star Wars Isn?t a Religion It?s .....Read More

A Bar Called Murphs - New Jersey Politics - Understated Income - Shocking Combination

2/4/2012 4:29 PM

There are some cases I just cannot resist.??ANTHONY MURPHY, INC. t/a MURPHS LIQUOR & BAR and PETER MURPHY, Individually, Plaintiffs-Appellants, v. DIRECTOR, NEW JERSEY DIVISION OF TAXATION, Defendant-Respondent is one of them. Murphs Liquor & Bar in Totowa strikes me as the type of??place I spent too much time in??while young.?? Undoubtedly it is t...Read More

Note to Newt: Many Food Stamp Families are Working

2/4/2012 4:13 PM

Newt Gingrich has accused President Obama of being a ?food stamp president.? Yesterday he broadened the attack to include Mitt Romney, after the ex-governor said that he would fix the safety net if people were falling through the cracks. (Ironically, Romney?s actual campaign proposals would shred the safety net.) About Obama, Gingrich??said, ?He wi...Read More

Hack Attack Nation

2/4/2012 3:56 PM

Entrust's Tim Moses, director of Advance Security at Entrust, is not very reassuring on the subject: "Nearly everyone will be hacked eventually. The measure of a company is how they respond." Great...Read More

Hyundai MPG Claim Dropped From Super Bowl Ad

2/4/2012 3:40 PM

Last minute edits are prevalent in the advertising business - here's one important tidbit that was reportedly cut (as of Friday night) from one of Hyundai's ads running during Sunday's Super Bowl broadcast...Read More

These articles are property of Forbes.com and protected by copyright.

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